- Self assessment of Financial
- Tools of Knowledge
- Importance of financial goals
- Financial health and net worth
- Wants versus needs
- Managing income & tracking expenses Benefits of budgeting
- Creating a spending plan
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- Banking terminology
- Recognize types of financial
- Institutions
- Fringe benefits
- Payday lenders
- Rent to own companies
- Check cashing outlets
- Pawn Shops
- Predatory Lending
- Overview of checking accounts
- Choosing a checking account
- Typical bank fees
- Items needed to open an account
- Writing a check & balancing a checkbook/bank statements
- Electronic services
- Basics of lending
|
- Identify ways to save money
- Importance of saving
- Types of savings
- Resources to aid savings
- Strategies to reduce spending & increase savings
- Compound interest -how money can grow
- Difference between savings & investing
- Basic investment strategies & terms
- Retirement planning & Social Security
- How taxes are used
- Tax terminology
- Special tax credits and benefits
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- Overview of credit
- Pros and cons of credit
- Importance of good credit
- Order and interpret a credit report
- Solving
credit problems
- Establishing credit
- Debt accumulation & bankruptcy
- Overview of credit cards
- Selecting a credit card
- How interest works
- How
to protect credit
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- Rental - rights & responsibilities
- Checklist for rental apartments
- Rent withholding
- Purchasing a home
- How
to choose & hire a contractor
- How to protect against losses
- Key types of
insurance
- Avoiding insurance fraud
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Class schedule for
Corry
Wednesday Mornings 9 a.m.-Noon
January 23 - February 20
For more information or to register for the class call 664-9405. |
Another session of these classes will run
in the fall. |
Class schedule for
Union City
Thursday Evenings 5 - 8 p.m.
January 24 - February 21
For more information or to register for the class call 438-7550. |
